my concern is the classes are accelerated, and I worry about hos good my
coding skills will be with only a few weeks of Java, and a few weeks of C++
etc.
A good number of people graduate with 4-6 year degrees without good
coding skills and they get hired by people without good coding skills and
continue through their career without good coding skills. Don't get caught
up in the "self destructive persuit of your interpretation of someone else's
perfection". Most of the people who interview you for a first programming
job won't expect you to be a genious - many will expect you to be errr.
somewhat worthless. Thats fine. You'll have 20 more jobs to learn at. Also,
don't get caught up in your own "self destructive persuit of perfection"
Don't think you could be bad - try and find out. Its free to try on your own.
MS VStudio express is FREE. MS SQLServer express is FREE. Documentation
is FREE. Try something.

I do mortgage loans for a living
And you already have something to try. Think of all the things you need to
do to make parts of software for a mortgage company and implement them.
Simple as necessary. Console applications, cheesy GUI applications, whatever
Just start learning and coding. Find out if you like it. Heck, in 24 months you'll
probably amaze yourself what you've created, starting with simple printf()
statements 24 months earlier.