I think you need both carriage return and linefeed which is chr(10) + char(13). Here is an example

CRXReport.FormulaFields.Item(1).text = chr(10)+chr(13) & Text1.text & chr(10)+chr(13)

There are two ways to deal with it.

1. Have your sql take care of this concatenation with carriage return and line feed. Have sql return address as one field and remaining all as second with carriage return and line feed.

2. Once done just display address field first and then second field. Check in 4.5 is there a property called can grow. Try disabling it if you could. As these two fields are going to be indendent CR wouldn't have any problem displaying it.

Thanks